Deposit Rates
Savings Rates
Effective Date: Saturday, July 1st, 2023
| Description | Minimum Balance | Minimum Balance for Dividend | Dividend Rate | APY* | Div. Period Compounded & Credited |
|---|---|---|---|---|---|
| Regular Share | $5.00 | N/A | 0.150% | 0.150% | Quarterly |
| Preferred Share | $0.00 | N/A | 0.200% | 0.200% | Quarterly |
| Christmas Club | $0.00 | N/A | 0.150% | 0.150% | Quarterly |
| Vacation Club | $0.00 | N/A | 0.150% | 0.150% | Quarterly |
| Share Draft | $0.00 | N/A | 0.000% | 0.000% | N/A |
| Traditional IRA | $0.00 | N/A | 1.500% | 1.510% | Quarterly |
| Roth IRA | $0.00 | N/A | 1.500% | 1.510% | Quarterly |
| Educational IRA | $0.00 | N/A | 1.500% | 1.510% | Quarterly |
| Health Savings Account | $0.00 | N/A | 5.000% | 5.120% | Quarterly |
| *APY = Annual Percentage Yield. Any fees incurred may reduce earning on the account. Rate is subject to change. | |||||
Money Market
Effective Date: Sunday, December 15th, 2024
| Description | Minimum Balance | Minimum Balance for Interest | Interest Rate | APY* | Interest Period Compounded & Credited |
|---|---|---|---|---|---|
| Tier 1 | $2,000.00 | $2,000.00 | 1.850% | 1.870% | Monthly |
| Tier 2 | $100,000.00 | $100,000.00 | 2.000% | 2.020% | Monthly |
| *APY=Annual Percentage Yield. Any fees incurred may reduce earnings on the account. Rate is subject to change. | |||||
Certificate Rates
Effective Date: Sunday, December 15th, 2024
| Description | Term | Interest Rate | APY* | Minimum Purchase | Minimum Balance for Interest | Interest Period Compounded & Credited |
|---|---|---|---|---|---|---|
| 90 Day | 90 Days | 3.250% | 3.290% | $500.00 | $500.00 | Quarterly |
| 180 Day | 180 Days | 3.750% | 3.800% | $500.00 | $500.00 | Quarterly |
| 12 Month | 12 Months | 4.000% | 4.060% | $500.00 | $500.00 | Quarterly |
| 18 Month | 18 Months | 3.750% | 3.800% | $500.00 | $500.00 | Quarterly |
| 2 Year | 24 Months | 2.000% | 2.020% | $500.00 | $500.00 | Quarterly |
| 3 Year | 36 Months | 2.500% | 2.520% | $500.00 | $500.00 | Quarterly |
| 4 Year | 48 Months | 2.750% | 2.780% | $500.00 | $500.00 | Quarterly |
| 5 Year | 60 Months | 3.000% | 3.030% | $500.00 | $500.00 | Quarterly |
| 90 Day Youth | 90 Days | 3.250% | 3.290% | $100.00 | $100.00 | Quarterly |
| 180 Day Youth | 180 Days | 3.750% | 3.800% | $100.00 | $100.00 | Quarterly |
| 12 Month Youth | 12 Months | 4.000% | 4.060% | $100.00 | $100.00 | Quarterly |
| 18 Month Youth | 18 Months | 3.750% | 3.800% | $100.00 | $100.00 | Quarterly |
| 2 Year Youth | 24 Months | 2.000% | 2.020% | $100.00 | $100.00 | Quarterly |
| 3 Year Youth | 36 Months | 2.500% | 2.520% | $100.00 | $100.00 | Quarterly |
| 4 Year Youth | 48 Months | 2.750% | 2.780% | $100.00 | $100.00 | Quarterly |
| 5 Year Youth | 60 Months | 3.000% | 3.030% | $100.00 | $100.00 | Quarterly |
| Save to Win | 12 Months | 0.500% | 0.500% | $25.00 | $25.00 | Quarterly |
| *APY = Annual Percentage Yield. Any fees incurred may reduce earnings on the account. An early withdrawal penalty will be imposed for withdrawals before maturity. Rate is fixed for the term of the certificate. | ||||||
