Disclosures

At Alpena Alcona Area Credit Union, we know the importance of finding a financial institution that fits the needs and wants of your family – an organization you can trust! And, in order to gain that trust it is imperative we share with you the following information about your account:

Individual (Member) Account Disclosures

• Membership & Account Agreement which describes your account terms and conditions, your rights and responsibilities for electronic funds transfers as well as our truth-in- savings statements, funds availability policies and wire transfer agreement notification.
• Privacy Policy

Commercial (Business) Account Disclosures

• Business Membership & Account Agreement which describes the account terms and conditions for commercial accounts, including your rights and responsibilities for electronic funds transfers and other policies and notifications.
• Business Funds Availability Policy

Other Notices & Disclosures

• Fee Schedule
• Rates and Terms

If you have any questions or comments regarding the information provided on this page, please send us an e-mail at aaacu@aaacu.com, call us at 1-800-443-3577, or call/text us at 989-356-3577. You may also write us at:

Alpena Alcona Area Credit Union
1100 S Bagley St
PO Box 515
Alpena, MI 49707

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