Disclosures

At Alpena Alcona Area Credit Union, we know the importance of finding a financial institution that fits the needs and wants of your family – an organization you can trust! And, in order to gain that trust it is imperative we share with you the following information about your account:

Individual (Member) Account Disclosures

Membership & Account Agreement which describes your account terms and conditions, your rights and responsibilities for electronic funds transfers as well as our truth-in- savings statements, funds availability policies and wire transfer agreement notification.
Privacy Policy

Commercial (Business) Account Disclosures

Business Membership & Account Agreement which describes the account terms and conditions for commercial accounts, including your rights and responsibilities for electronic funds transfers and other policies and notifications.
Business Funds Availability Policy

Other Notices & Disclosures

If you have any questions or comments regarding the information provided on this page, please send us an e-mail at aaacu@aaacu.com, call us at 1-800-443-3577, or call/text us at 989-356-3577. You may also write us at:

Alpena Alcona Area Credit Union
1100 S Bagley St
PO Box 515
Alpena, MI 49707