Auto Loans
Whether you're buying new, used, or refinancing AAACU has competitive rates and flexible terms to meet your lending needs.
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Know Your Vehicles NADA Value |
Use our Auto Loan Calculator to determine your monthly payment, or an estimate of your total purchase price. |
Use the tools we use when calculating the value of your used vehicle with NADA. |
Auto Loan Protection
GAP Plus with Deductible Assistance
Accidents happen, and unfortunately, your insurance doesn’t always cover it – GAP Plus does! Guaranteed Asset Protection Plus protects you when “gaps” exist between your insurance settlement and your loan balance. GAP may reduce or even eliminate that shortfall in the event your vehicle is deemed a total loss. GAP with Deductible Assistance is designed to provide financial relief when your vehicle is damaged, but not deemed a total loss. GAP Plus with Deductible Assistance provides benefits of:
GAP Plus with Deductible Assistance is essential financial protection on your vehicle loan that helps you drive with confidence. Talk to us today about how we can help protect you from sudden out-of-pocket expenses. Learn More |
Life & Disability Insurance |
When you choose to protect your loans with MEMBER’S CHOICE© credit life and disability insurance*, you’re taking steps to protect your family if the unforeseen happens.MEMBER’S CHOICE© credit life and disability may help reduce or pay off your covered loan or make your monthly payment, up to the policy maximum, in the event of a covered life event, injury, illness, or death. |
Mechanical Repair Coverage
Take the next step towards dependable coverage with CUNA Mutual Group
Whether you depend on your vehicle for work or getting your family to school and activities, you need transportation that's safe and reliable. Mechanical Repair Coverage (MRC) provides protection beyond manufacturer or powertrain warranties. The older your vehicle, the more it takes to keep it in good working order. In addition to comprehensive parts and labor coverage, these plans include benefits like roadside assistance, car rental, travel reimbursement and towing. Instead of footing the entire bill for an unexpected breakdown, Mechanical Repair Coverage offers a range of deductibles, allowing you to determine how much you want to pay for repairs.
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*Your purchase of MEMBER’S CHOICE® Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Group Policy for a full explanation of the terms. CDCL-2285632.1-1018-1120