Routing #272476433

A

Savings Products

Alpena Alcona Area Credit Union is here to be your trusted financial partner, that's why we offer a variety of savings options to help meet your financial goals. You can also feel secure knowing AAACU is federally insured by the NCUA.

Regular Shares

Details

  • A requirement for membership
  • $5.00 minimum Deposit

Start Your Membership

Start Your Youth Membership

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Preferred Shares

Details

  • Open up to 10 preferred shares per account number
  • Assign unique nicknames to each preferred share
  • Offers a higher interest rate than the regular share accounts
  • No minimum balance required
  • Can open account online and within our mobile app

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Money Market 

Details

  • Unlimited deposits
  • Two tiers to ensure you earn more when you save more
  • Minimum balance of $2,000 to earn interest 
  • Can open account online and within our mobile app

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Christmas Club

Details

  • Save all year for the holidays
  • October 1st all funds automatically transfer to the regular share or share draft account of your choice
  • No minimum balance required
  • Can open account online and within our mobile app

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Vacation Club

Details

  • Save all year round
  • June 1st all funds automatically transfer to the regular share or share draft account of your choice
  • No minimum balance required
  • Can open account online and within our mobile app

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Health Savings Account

Details

  • Free
  • Used to pay current medical expenses
  • Pre-Tax contributions
  • Interest accrued is tax-free
  • Funds roll over from year to year

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