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Meet Our Mortgage Team

Ready to purchase, refinance, or build a new home, or take advantage of the equity in your current one? Our Mortgage Loan Originators are ready to help. Contact Annah, Chase, or Sheila today!
Annah Chase Shelia

Annah Orban

P: 989-464-0234

aorban@aaacu.com

NMLS# 422843

Chase McLennan

P: 989-464-3476

cmclennan@aaacu.com

NMLS# 1951231

Sheila Ling

P: 989-884-1076

sling@aaacu.com

NMLS# 988040

 

Home Loan Options

AAACU wants to be your trusted financial partner through all of life's steps. If you are looking to purchase your first home, refinance, build, or remodel AAACU is here for you with our variety of home loan products.

Fixed Rate Mortgage

  • Available in 10-year, 15-year, 20-year, and 30-year terms
  • Low costs
  • Low fixed rates 
  • 90% financing available
A loan held in-house to allow for creative solutions.

 

Rural Development 

  • Flexible down payment options
  • 101% financing available
A mortgage loan for rural homebuyers.

 

Balloon Mortgage

  • Available in 5.5-years, 7-year terms, and 10-year terms
  • Monthly Payment based on a 30-year term
  • 80% financing available
A loan that allows for a smaller monthly payment, but a larger payment due at the end of the loan.

 

Home Equity Loan

  • Available in 10-year or revolving terms
  • 80% financing available
A loan that allows the borrower to use equity of their home as collateral.

 

Vacant Land Loan

  • Available in 10-year,15-year, 20-year, and 30-year fixed rate term
  • Available in 5.5-year,7-year, and 10-year balloon term
A loan to purchase a plot of land.

 

Construction Loan

  • Apply and close one time
A loan used to finance the construction of a home.

 


Are you a First Time Homebuyer?
 
Click here to take our First Time Homebuyer Certification Course!
 

Document Checklists
 
Make sure you have the right documents for whatever home loan you're looking to get! Click below for our downloadable document checklists.