Routing #272476433

A

Man fishing on a boat next to a four wheeler next to a rv

Recreational Loans

Life is full of adventure and Alpena Alcona Area Credit Union is here to help you finance your fun with our flexible terms and competitve rates.

Apply Now

View Current Rates

Find a Dealership

Get Pre-Approved

 

Calculate Your Payment

Know The NADA Value

                                         calculator                                                       money symbol inside a circle
Use our Auto Loan Calculator to determine your monthly payment, or an estimate of your total purchase price. Use the tools we use when calculating the value of your used vehicle with NADA.

 

Recreational Loan Protection


GAP - Gaurenteed Asset Protection

A female and Male with dark brown hair in a car. The female is driving and the male is in the passanger seat.

Accidents happen, and unfortunately, your insurance doesn’t always cover it – GAP Plus does! Guaranteed Asset Protection Plus protects you when “gaps” exist between your insurance settlement and your loan balance. GAP may reduce or even eliminate that shortfall in the event your vehicle is deemed a total loss. GAP with Deductible Assistance is designed to provide financial relief when your vehicle is damaged, but not deemed a total loss. 

GAP Plus with Deductible Assistance provides benefits of: 

  • Up to $1,000 deductible assistance whether the vehicle is deemed a total loss or not.
  • $1,000 being used towards the financing of a replacement vehicle through Alpena Alcona Area Credit Union. 

GAP Plus with Deductible Assistance is essential financial protection on your vehicle loan that helps you drive with confidence. Talk to us today about how we can help protect you from sudden out-of-pocket expenses.

Learn More

Life & Disability Insurance

When you choose to protect your loans with MEMBER’S CHOICE© credit life and disability insurance*, you’re taking steps to protect your family if the unforeseen happens.MEMBER’S CHOICE© credit life and disability may help reduce or pay off your covered loan or make your monthly payment, up to the policy maximum, in the event of a covered life event, injury, illness, or death.