- A + Visa Balance Transfer Request Form * Required Fields First Name: Last Name: Phone Number: I would like to be contacted about doing a balance transfer: Yes No Visa Classic Disclosure Visa Platinum Disclosure *APR = Annual Percentage Rate. Promotional rate is for non-AAACU loan balances only. The promotional rate of 7.99% APR applies to the balance transfer only. Rates on future purchases are determined by the applicant’s credit score and can range from 10.96% APR to 12.96% APR. A 1.00% foreign transaction fee will apply on all foreign transactions. Qualifications based on an assessment of individual creditworthiness and our underwriting standards. Certain restrictions apply. Membership eligibility required with minimum deposit of $5.00 in share (savings) account. All transactions are subject to approved credit line. Offer expires December 31, 2024. Federally insured by NCUA. Security Code: Security Code