AAACU Blog
At Alpena Alcona Area Credit Union, we are committed to empowering our members with the knowledge and tools they need to make confident financial decisions. Our blog is designed to provide valuable resources on a wide range of topics, including financial education, mortgage information, fraud prevention, and the latest scams.
Check back regularly for new posts designed to educate, inform, and help you make smarter financial choices. At AAACU, we’re here to help you navigate your financial journey every step of the way.

Beware of AI Scams!
From revolutionizing industries, like healthcare and finance, to replacing jobs in publishing and graphics, Artificial intelligence (AI) is changing the world. Unfortunately, scammers are also using AI to con victims out of their money and personal info. Here’s what you need to know about AI scams and how to protect yourself.

Don't Get Caught In a Tax Return Scam
It’s tax season, and that means millions of taxpayers are prone to scammers, who are trying to pocket refunds that aren’t theirs. Here’s what to know about tax return scams and how to avoid them.

All You Need to Know About Tech Support Scams
There’s little in life that’s more frustrating than a computer that won’t do its job. But sometimes, like your own private miracle, a message appears on your screen. It says: “Technical difficulties? Click here for assistance.”
Unfortunately, if you follow these instructions, you’ll probably fall directly into a scammer’s trap. Here’s what you need to know about technical support scams and how to prevent yourself from falling victim.

6 Naughty Holiday Scams to Beware of This Season
‘Tis the season to be jolly! Unfortunately, though, not everything about the holiday season is all happy and nice. Watch out for these six naughty holiday scams.

Beware of Payday Loan Scams
While payday loans can be legit, there are many scammers masquerading as payday lenders looking to trap the cash-strapped borrower in a never-ending nightmare.

First Time Home Buyers Tips and Tricks
Embarking on the journey to buy your first home is exciting, but it can also be overwhelming. To help make the process smoother and more manageable, we’ve compiled some essential tips and tricks to set you up for success.

Back To School Scams and How to Avoid Them
It’s back-to-school season! You might have a shopping list as long as your Amazon wishlist, but don’t let the overwhelm make it a back-to-scam season for fraudsters.

Navigating the Mortgage Application Process
Owning a home is a dream and major accomplishment for many. Yet, the mortgage application process can be complex and daunting. With the right guidance and preparation, though, you can make this journey much smoother.

Navigating the Mortgage Process: Essential Documents You'll Need
Securing a mortgage is a significant milestone in achieving the dream of homeownership. However, the journey to obtaining a mortgage involves navigating through paperwork and documents.
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All You Need to Know About Free Trial Scams
It’s a new product — and you can try it for free!
Sounds amazing? Well, know that a free trial can actually be a gateway to a devastating scam. Here’s what you need to know about free trial scams and how to stay safe.

5 Ways to Spring Clean Your Finances
Looking for a few tips on how to spruce up your finances? Check out these five tips that can help you spring in the right direction.

Does Marriage Make Me Responsible for My Partners Debt?
Are you newely engaged or dating and curious how your partners finances could impact you? Learn what you might be responsible for after marriage and during marriage.