Loans & Mortgages

Whether you're making the biggest purchase of your life, or simply looking to increase a current line of credit, Alpena Alcona Area Credit Union has the loan for you. Our services are wide-ranging, our rates competitive and our terms flexible and affordable. But, these aren't the only reasons to choose Alpena Alcona Area Credit Union whenever you need financing.

Alpena Alcona Area Credit Union is the best choice because when you borrow from your credit union, you borrow as a member-owner with loan programs designed for you…

• New & Used Autos
• New & Used Recreational Loans
• Indirect Lending Program
• Mortgages
• Mortgages (Copy)
• Visa Credit Cards
• Increase My Visa Limit
• Card Protection
• Travel Notification Form
• Personal Loans
• Student Loans
• Youth Development Program
• Loan Protection
• Lost/Stolen Cards
• Apply Online
• Visa Balance Transfer Request
• LoanPay Express

Get a loan from the place that you own! There’s no waiting period from the time you become a member-owner to the time you can apply for a loan. Plus, most loans can be approved in the matter of minutes or hours – instead of days or weeks.