Job Openings: Commercial Loan Assistant - Alpena North

Location of Position:	Alpena, MI
Salary:	Starts at $18.68 / Hour - Negotiable based upon experience
Days:	Monday through Friday
Hours:	40 hours per week

Duties:

Essential Functions & Responsibilities:

Maintain a pipeline of the status for all new and existing loan opportunities.

Work with vendors to order and obtain title work and appraisals on any approved loan as required and file any new UCC's or flood certs and input property tax tracking on any approved opportunities prior to or at the time of loan closing.

Establish clear to close by reviewing loan documents, title commitments, closing disclosures and completing the appraisal review as necessary to ensure accuracy that all conditions are met.

Schedule and coordinate loan closings with all necessary parties which may include but is not limited to commercial loan officer, commercial loan specialist, member and title company or any other parties as necessary.

Print and prepare all loan closing documents prior to closing.

Program and fund loans on the proper closing date ensuring that all associated fees are paid, dates match corresponding documentation, and the proper risk rating is attached.

File any post-closing documents which include but are not limited to mortgages, assignment of rents and leases, deeds or discharges.

Maintain and update as necessary the tracking expiration dates for insurances and UCC's as well as loan renewal or reprice dates.

Work closely with the commercial lending team to assist with preparing member quarterly financial request letters and file reviews prior to examinations.

Upload to file all closing documents to create accurate closing packages that are easily retained and accessible.

Performs other job related duties as assigned.

Requirements:

Performance Measurements:

Demonstrate basic understanding of the loan application, analysis and closing process to insure applicable loan standards and regulations.

Maintain complete and well-organized files and records. Submits required reports by established deadlines with no errors.

Works in tandem with the commercial lending team to ensure quality control and accuracy.

Maintain a professional work environment. Maintain the Credit Union's professional reputation with members and other outside contacts.

Additional Desired Attributes:

Knowledge and Skills:

Experience One year to three years of similar or related experience.

Education (1) A two-year college degree, or (2) completion of a specialized certification or licensing, or (3) completion of specialized training courses conducted by vendors, or (4) job-specific skills acquired through an apprenticeship program.

Interpersonal Skills Work involves contact with persons beyond immediate associates regarding routine matters for the purpose of giving or obtaining information which may require some discussion. Outside contacts take the form of service to the public (members or vendors), requiring ordinary courtesy in providing assistance and information.